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Crowdlending Academy
Clear concepts, practical guides, regulation and explained taxation to help you make better decisions in crowdlending and P2P.
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Save or invest? We analyse how inflation erodes the value of money at a rate of 0% in a current account, and why investing is key to maintaining your purchasing power.
Crowdfunding glossary: what it is, types (property, equity, lending, reward-based, donation) and how each one works.
Discover the difference between APR and APY, the mathematical conversion formula, and how to calculate the actual annual return on your investments with compound interest.
What is mezzanine debt: how it works within the capital stack, its advantages, risks and the crowdlending platforms that use it.
How to declare your crowdlending and P2P investments in the 2025 Income Tax Return with Hacienda: Mintos, Urbanitae, withholding at source and tax cuts on savings.
Free Guide: Start Investing in Crowdlending
Get my step-by-step guide with everything you need to start generating
passive income from P2P lending. It includes platform recommendations, risk management tips and tax advice.
- Comparison of platforms
- Risk management
- Tax optimisation
- Beginner’s mistakes to avoid
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