Concepts

Should you pay off your mortgage or invest? We analyse the opportunity cost, the impact of inflation on debt and the risk of illiquidity before paying money to the bank early.

The 8 key tips for investing and building your financial freedom: goals, risk management, compound interest and real-life mistakes from a decade of experience.

Discover the Rule of 72 and the power of compound interest to double your investment. A mathematical demonstration based on the Rule of 69.3, with examples.

How much money do you need to start investing? Find out why starting with as little as 50 euros is the best strategy for learning and building confidence.

Save or invest? We analyse how inflation erodes the value of money at a rate of 0% in a current account, and why investing is key to maintaining your purchasing power.

Crowdfunding glossary: what it is, types (property, equity, lending, reward-based, donation) and how each one works.

Discover the difference between APR and APY, the mathematical conversion formula, and how to calculate the actual annual return on your investments with compound interest.

What is mezzanine debt: how it works within the capital stack, its advantages, risks and the crowdlending platforms that use it.