Crowdlending Academy

Clear concepts, practical guides and an explanation of tax matters to help you make better decisions regarding crowdlending and P2P.

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Pay off the mortgage in 2026?

Should you pay off your mortgage or invest? We analyse the opportunity cost, the impact of inflation on debt and the risk of illiquidity before paying money to the bank early.

My journey to financial freedom: 8 investment tips

The 8 key tips for investing and building your financial freedom: goals, risk management, compound interest and real-life mistakes from a decade of experience.

Compound interest: The Rule of 72

Discover the Rule of 72 and the power of compound interest to double your investment. A mathematical demonstration based on the Rule of 69.3, with examples.

How much money do you need to start investing?

How much money do you need to start investing? Find out why starting with as little as 50 euros is the best strategy for learning and building confidence.

Save or invest? How inflation erodes the value of the money in your current account

Save or invest? We analyse how inflation erodes the value of money at a rate of 0% in a current account, and why investing is key to maintaining your purchasing power.

Crowdfunding Glossary

Crowdfunding glossary: what it is, types (property, equity, lending, reward-based, donation) and how each one works.

APR vs APY: Differences, formula and calculation

Discover the difference between APR and APY, the mathematical conversion formula, and how to calculate the actual annual return on your investments with compound interest.

Mezzanine loans or intermediate debt

What is mezzanine debt: how it works within the capital stack, its advantages, risks and the crowdlending platforms that use it.

2025 Income Tax Return

2025 Income Tax Return: deadlines, who must file a return, income tax brackets for savings and withholding tax by platform.

Free Guide: Start Investing in Crowdlending

Get my step-by-step guide with everything you need to start generating passive income from P2P lending. It includes platform recommendations, risk management tips and tax advice.

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