Start Earning 10-12% returns with Crowdlending

Discover the best P2P lending platforms, learn how to invest safely and build your passive income portfolio. Real-life experience and honest reviews.
  • Verified Reviews
  • Real Portfolio
  • Free Resources
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My P2P portfolio

Platforms of the Month

Our top pick for this month, chosen for its performance, security and ease of use.

Featured this month
85/100
  • Very good
Yield:
Up to 6%
Risk:
Bass
(7/10)
Regulated:
No
Sign up
Read Review
Featured this month
83/100
  • Very good
Yield:
Up to 16%
Risk:
Medium
(5/10)
Regulated:
Yes
Sign up
Read Review
Featured this month
93/100
  • Excellent
Yield:
Up to 16%
Risk:
High
(4/10)
Regulated:
No
Sign up
Read Review

Why can you trust me?

I’ve been investing in crowdlending since 2020 and I share everything: my successes, my mistakes and my real portfolio. No holds barred.

Complete transparency

I’m publishing my real portfolio: where I invest, how much and what returns I get – even when they’re negative.

Real-life experience

I analyse each platform thoroughly and tell you clearly which ones I invest my own money in and which ones I don’t.

Financial Education

Before you invest, I want you to understand the risks. I’ll provide you with information and tools so that you can make an informed decision.

Platforms analysed
+ 0
investors on Telegram
+ 0
YouTube videos
+ 0

What can you find here?

What you need to invest wisely: in-depth analysis, verified investment opportunities and the latest industry news.

Reviews

An in-depth analysis of more than 40 P2P platforms: ratings based on criteria, risks and tax implications, plus my first-hand experience of the ones I invest in.

Bonus

Welcome offers and cashback deals from the platforms we review, with the terms and conditions verified and explained before you sign up.

News

The latest in crowdlending, without the hype: platform updates, regulatory changes and warning signs that could affect your money.

Boost your initial returns by earning bonuses

Our top pick for this month, chosen for its performance, security and ease of use.

Featured promotion

Up to 6% additional
Up to an additional 6% during the first 90 days.
Claim Bonus

Each link is already tracked and has its own built-in intelligence, so no code is required on the platform to ensure the promotion of the bonus. However, if you have any questions or concerns, feel free to consult the Telegram community; the link is available on this same page below.

Read Review

Featured promotion

6% Cashback + 1% Additional
Up to 6% Cashback until November 30th + 1% additional bonus during the first 90 days of Bonus Amigo.
Claim Bonus

Each link is already tracked and has its own built-in intelligence, so no code is required on the platform to ensure the promotion of the bonus. However, if you have any questions or concerns, feel free to consult the Telegram community; the link is available on this same page below.

Read Review

Featured promotion

Up to an additional 8%
Up to an additional 8% (6% + an additional 2% during the first 90 days).
Claim Bonus

Each link is already tracked and has its own built-in intelligence, so no code is required on the platform to ensure the promotion of the bonus. However, if you have any questions or concerns, feel free to consult the Telegram community; the link is available on this same page below.

Read Review

Featured promotion

3% Cashback + 1% Extra
Up to 3% Cashback + 1% additional during the first 60 days.
Claim Bonus

Each link is already tracked and has its own built-in intelligence, so no code is required on the platform to ensure the promotion of the bonus. However, if you have any questions or concerns, feel free to consult the Telegram community; the link is available on this same page below.

Read Review

Featured promotion

Up to 4% cashback
Up to 4% cashback Direct (From November 1st to 30th 👉 Cashback 🔅 €10 - €999+ = 1.5%, 🔥 €1000 - €2999 + = 2.5%, 🌋 €3,000+ = 3.5% Instant Cashback + 0.5% on All Routes if You are New).
Claim Bonus

Each link is already tracked and has its own built-in intelligence, so no code is required on the platform to ensure the promotion of the bonus. However, if you have any questions or concerns, feel free to consult the Telegram community; the link is available on this same page below.

Read Review

Featured promotion

Up to 12% in cashback
(Up to 12% Cashback (15 euros Welcome +3% Additional for 90 days + 6% (30€ for every 500€))).
Claim Bonus

Each link is already tracked and has its own built-in intelligence, so no code is required on the platform to ensure the promotion of the bonus. However, if you have any questions or concerns, feel free to consult the Telegram community; the link is available on this same page below.

Read Review
View all bonuses
  • Complete transparency

My Investment Portfolio

I’m sharing my full P2P lending portfolio, with monthly updates, returns and lessons learnt. See exactly where I’m investing and how it’s performing.

Total Invested

291.860,00 €
Historical Interest
16,95%

Platforms in the portfolio

44

Years of Investment

6

Monthly breakdown of my portfolio

Octubre 2026
291.860,00 €
Septiembre 2026
292.659,00 €
Agosto 2026
254.154,00 €
Julio 2026
248.375,00 €
See my portfolios

Top 3 Crowdlending Platforms

These are my top picks, based on returns, security and user experience. I invest in all of them.

90/100
  • Excellent
Yield:
From 15.1%
Risk:
Medium
(5/10)
Regulated:
Yes
Read Review
85/100
  • Very good
Yield:
Up to 6%
Risk:
Bass
(7/10)
Regulated:
No
Read Review
93/100
  • Excellent
Yield:
Up to 16%
Risk:
High
(4/10)
Regulated:
No
Read Review
View all platforms

Free Guide: Start Investing in Crowdlending

Get my step-by-step guide with everything you need to start generating passive income from P2P lending. It includes platform recommendations, risk management tips and tax advice.
  • Comparison of platforms
  • Risk management
  • Tax optimisation
  • Beginner’s mistakes to avoid

Join our community of investors

A large community of investors with great experience awaits you. Exclusive alerts, analysis, and direct answers from Antonio.

One-to-One Questions

Are you unsure about where to invest? Drop us a line and Antonio will reply to you personally. Here, no one is left without an answer.

Cashback and bonus Alerts

Be the first to find out about the best exclusive bonuses to maximise your returns from the very first euro.

Shared experience

A community of real-life investors who share strategies, results, and lessons learned.

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